Employee Care Pensions


The NCB Financial Group has a long history of pension fund management making NCB Insurance Company (NCBIC) an industry leader among pension fund managers in Jamaica, with over 60 years’ experience in helping Jamaicans retire in comfort. We are the largest segregated pension funds manager in Jamaica with over $100 billion under management*.

NCBIC offers management services for Employer-Sponsored Superannuation Funds and Retirement Scheme that are approved and registered by the Financial Services Commission (FSC) and Tax Administration Jamaica  (TAJ).

The Pension services currently offered for Superannuation Funds are in accordance with the requirements of The Pensions Act 2004 and the enabling Regulations 2006.


Our Pension Plan clients are provided with:

  • Segregated fund management services
  • Pooled Fund Investments options
  • Retirement planning Seminars
  • Updates on the Fund at regular trustees meetings
  • Dedicated and knowledgeable Corporate Officers
  • Property Management Service for real estate portfolios
  • Timely reports tailored to meet your specific areas of interest
  • Access to NCB's wide expertise in primary dealership, credit and investment analysis, to maximize returns on investments
  • Assistance in developing the Statement of Investment Policies and Principles
  • Assistance in developing policies for the trustees required under the Pensions Act
  • Online pension access for members, trustees and HR Personnel


Pooled Funds

NCBIC offers a diverse set of investment funds for Superannuation Funds or Approved Retirement Schemes to choose from. Trustees have the flexibility to select appropriate investments commensurate with the risk appetite of their pension plan.



Real Estate (RE)

Equities (EQ)

Money Market (MM)

Fixed Income (FI)

Primary objective

Direct & indirect exposure to real estate

Long term capital growth

Capital preservation, high liquidity

Capital Preservation, moderate liquidity

Primary asset classes

Commercial & Residential properties, REITs

Equities listed on the stock exchanges of Jamaica and other recognized jurisdictions

CDs, Treasury Bills, Government & Corporate Bonds, Reverse Repos

Government & Corporate Bonds, Preference shares

Investment time horizon

Long Term

Long Term

Short Term

Medium to Long Term

Risk Appetite

Moderate to Aggressive

Moderate to Aggressive




Returns on the Pooled Funds are not guaranteed and will change each month based on the market value of the assets within each of the funds.

Contact the Business Development Manager at 876 579-8863 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it..


* As at December 2018